We are independent financial planners, specialising in retirement planning, reducing our clients' tax bills and in capital investments. We help our clients to make smart decisions, improving their chances of achieving their goals in life.

Our clients are successful professional people of all ages.

Many of them are cash rich and time poor and simply want to get on with their lives knowing that they are unlikely to outlive their money. Others prefer a more active involvement in financial decisions so we have created a range of services to suit both types. Details are available on request.

All prospective new clients are offered an initial half-hour consultation at our expense. This enables you to see how we operate and us to give an indication of whether or not we feel we can add value to your decision making and, if so, to give an idea of the areas we should be looking at. At that stage, if we all agree to proceed, you will be given a fixed price quotation for the advice.

Steve Laird, the principal of the business, is a Certified Financial Planner (one of the highest qualifications in the profession) and a member of the Chartered Institute for Secusrities and Investments. He has over 20 years of experience in financial services including expert analysis for the BBC, ITV, The Independent, Express, Money Observer and various Financial Times publications. Steve works one week in six in Spain and has done so for seven years. He has an extensive knowledge of the issues affecting expats and how to solve them.