http://www.rubii.co.uk/content/article/read/retirement/pensions-antiforestalling/152Changes to tax relief on pension contributions   In the Chancellors budget of the 22nd April 2009, a new set of rules were announced for tax relief on pension contributions for those with income of £150,000 or more. Additional rules announced as part of the 9 December 2009 Pre-Budget package eMon, 29 Mar 2010 09:04:32 GMThttp://www.rubii.co.uk/content/article/read/retirement/pensions-antiforestalling/152http://www.rubii.co.uk/content/article/read/investments/sensible-investing-and-the-3-key-determinants-of-investment-performance/150Passive vs Active   What is the difference?  An actively managed mutual fund will try to pick the best 100-200 stocks listed in an Index. A passive fund, or index fund, would just own all 500 stocks that are listed in the Index.    Each and every year, academic studies are done comparinThu, 04 Feb 2010 05:37:21 GMThttp://www.rubii.co.uk/content/article/read/investments/sensible-investing-and-the-3-key-determinants-of-investment-performance/150http://www.rubii.co.uk/content/article/read/property/a-guide-to-buytolet/148Although many of our clients are taking advantage of the trading gap* many more are falling into the category of Accidental Landlord... Trading up the property ladder due to the recent falls is obviously very appealing. For many clients, who have cash and/or equity on their side they are ableFri, 27 Nov 2009 05:40:40 GMThttp://www.rubii.co.uk/content/article/read/property/a-guide-to-buytolet/148http://www.rubii.co.uk/content/article/read/tax/top-five-most-taxefficient-things-to-do-in-the-new-tax-year/113Delivered against the backdrop of the worst recession since the Second World War, last month's Budget was always going to be a case of trying to fit a square peg into a round hole. Quite simply, there is too much debt and not enough money. But in an attempt to appease the masses ahead of next yeaThu, 07 May 2009 03:59:09 GMThttp://www.rubii.co.uk/content/article/read/tax/top-five-most-taxefficient-things-to-do-in-the-new-tax-year/113http://www.rubii.co.uk/content/article/read/ethical-and-green/the-five-greenest-ways-to-manage-your-cash/112Five ways to 'green up' your finances The Chancellor, Alistair Darling dug in deep with the green content of his 2009 Budget, with an ambitious target to cut the UK's carbon emissions by 34% during the next 11 years - a world first, he declared.   Mr Darling also pledged £1bn to combat climFri, 24 Apr 2009 11:04:12 GMThttp://www.rubii.co.uk/content/article/read/ethical-and-green/the-five-greenest-ways-to-manage-your-cash/112http://www.rubii.co.uk/content/article/read/retirement/flower-power-boomers/111If you remember the 60’s …you and your fellow baby boomers are close to retirement. Incredible as it may seem, yesterday’s flower power youngsters are today’s retirees. If that’s you, then like most of the post-war baby boomers about to reach retirement, you’re probably looking forward to the newTue, 14 Apr 2009 05:23:12 GMThttp://www.rubii.co.uk/content/article/read/retirement/flower-power-boomers/111http://www.rubii.co.uk/content/article/read/general/five-reasons-to-see-an-adviser-before-spring-cleaning-your-finances/110The birds are singing and the clocks have gone forward – both sure signs that spring has arrived. But rather than picking up the mop and duster, this year more people are choosing to battle the recession and spring clean their finances instead… Going through your bank statements and stripping outMon, 06 Apr 2009 12:03:06 GMThttp://www.rubii.co.uk/content/article/read/general/five-reasons-to-see-an-adviser-before-spring-cleaning-your-finances/110http://www.rubii.co.uk/content/article/read/tax/what-the-chancellor-should-do-in-the-budget-–-a-view-from-rubii-advisers/108Last week, two independent financial advisers on Rubii looked ahead to April's Budget. Among other things, they highlighted the announcements they would like to see the Chancellor make, the announcements that are more likely to be made and the areas where the British public tend to be the least tax-Tue, 31 Mar 2009 05:22:26 GMThttp://www.rubii.co.uk/content/article/read/tax/what-the-chancellor-should-do-in-the-budget-–-a-view-from-rubii-advisers/108http://www.rubii.co.uk/content/article/read/ifa-related/consumer-guide-to-financial-planning-qualifications/107If you require financial planning advice, you will doubtless be confused by the myriad of advisory services on offer. On top of this, just how well qualified is the adviser you are likely to be presented with? In this article we shall look in depth at the qualifications advisers can hold and willTue, 31 Mar 2009 04:22:14 GMThttp://www.rubii.co.uk/content/article/read/ifa-related/consumer-guide-to-financial-planning-qualifications/107http://www.rubii.co.uk/content/article/read/retirement/deadline-looms-for-exemption-from-55-pension-tax-charge/104In April 2006 the Government introduced major changes to pensions legislation. For most taxpayers the reforms were positive increasing the amounts that can be saved within pension schemes with generous tax relief. Currently pension funds of up to £1.65 million and pensions per annum of £60,000 to 80Thu, 19 Mar 2009 12:04:55 GMThttp://www.rubii.co.uk/content/article/read/retirement/deadline-looms-for-exemption-from-55-pension-tax-charge/104