http://www.rubii.co.uk/content/article/read/tax/have-you-claimed-your-163529-tax-allowance/58I am writing to bring to your attention a possible tax break that you may be entitled to. The year before Tax Credits were introduced there was a different non-means tested allowance.  The Children’s Tax Allowance was never advertised by the Inland Revenue and is still available. You may be eligibleTue, 16 Dec 2008 10:41:46 GMThttp://www.rubii.co.uk/content/article/read/tax/have-you-claimed-your-163529-tax-allowance/58http://www.rubii.co.uk/content/article/read/investments/sensible-investing-and-the-3-key-determinants-of-investment-performance/150Passive vs Active   What is the difference?  An actively managed mutual fund will try to pick the best 100-200 stocks listed in an Index. A passive fund, or index fund, would just own all 500 stocks that are listed in the Index.    Each and every year, academic studies are done comparinThu, 04 Feb 2010 05:37:21 GMThttp://www.rubii.co.uk/content/article/read/investments/sensible-investing-and-the-3-key-determinants-of-investment-performance/150http://www.rubii.co.uk/content/article/read/retirement/pensions-antiforestalling/152Changes to tax relief on pension contributions   In the Chancellors budget of the 22nd April 2009, a new set of rules were announced for tax relief on pension contributions for those with income of £150,000 or more. Additional rules announced as part of the 9 December 2009 Pre-Budget package eMon, 29 Mar 2010 09:04:32 GMThttp://www.rubii.co.uk/content/article/read/retirement/pensions-antiforestalling/152http://www.rubii.co.uk/content/article/read/ifa-related/consumer-guide-to-financial-planning-qualifications/107If you require financial planning advice, you will doubtless be confused by the myriad of advisory services on offer. On top of this, just how well qualified is the adviser you are likely to be presented with? In this article we shall look in depth at the qualifications advisers can hold and willTue, 31 Mar 2009 04:22:14 GMThttp://www.rubii.co.uk/content/article/read/ifa-related/consumer-guide-to-financial-planning-qualifications/107http://www.rubii.co.uk/content/article/read/economy/its-officially-a-recession-–-tips-to-survive-the-worst-kept-secret-of-2009/80A recession is always difficult, sometimes harrowing, but if you follow a few simple principles you can best prepare yourself to deal with it: Live within your means.  Prepare a budget and ensure that you live within this including making inroads into any of your existing debts. Search now forThu, 29 Jan 2009 10:26:33 GMThttp://www.rubii.co.uk/content/article/read/economy/its-officially-a-recession-–-tips-to-survive-the-worst-kept-secret-of-2009/80http://www.rubii.co.uk/content/article/read/general/five-things-you-didn’t-know-about-financial-advice-–-and-five-things-you-should/103There has never been a better time for consumers to seek out financial advice than when the UK’s economy is up to its knees in worry and uncertainty. But, to the uninitiated, even the financial advice sector itself can prove a myriad of confusion. But don’t let the industry you turn to for help stumMon, 16 Mar 2009 06:47:02 GMThttp://www.rubii.co.uk/content/article/read/general/five-things-you-didn’t-know-about-financial-advice-–-and-five-things-you-should/103http://www.rubii.co.uk/content/article/read/retirement/deadline-looms-for-exemption-from-55-pension-tax-charge/104In April 2006 the Government introduced major changes to pensions legislation. For most taxpayers the reforms were positive increasing the amounts that can be saved within pension schemes with generous tax relief. Currently pension funds of up to £1.65 million and pensions per annum of £60,000 to 80Thu, 19 Mar 2009 12:04:55 GMThttp://www.rubii.co.uk/content/article/read/retirement/deadline-looms-for-exemption-from-55-pension-tax-charge/104http://www.rubii.co.uk/content/article/read/tax/what-the-chancellor-should-do-in-the-budget-–-a-view-from-rubii-advisers/108Last week, two independent financial advisers on Rubii looked ahead to April's Budget. Among other things, they highlighted the announcements they would like to see the Chancellor make, the announcements that are more likely to be made and the areas where the British public tend to be the least tax-Tue, 31 Mar 2009 05:22:26 GMThttp://www.rubii.co.uk/content/article/read/tax/what-the-chancellor-should-do-in-the-budget-–-a-view-from-rubii-advisers/108http://www.rubii.co.uk/content/article/read/retirement/flower-power-boomers/111If you remember the 60’s …you and your fellow baby boomers are close to retirement. Incredible as it may seem, yesterday’s flower power youngsters are today’s retirees. If that’s you, then like most of the post-war baby boomers about to reach retirement, you’re probably looking forward to the newTue, 14 Apr 2009 05:23:12 GMThttp://www.rubii.co.uk/content/article/read/retirement/flower-power-boomers/111http://www.rubii.co.uk/content/article/read/investments/investment-ideas-from-investment-advisers-on-rubii/102We recently polled a number of the investment advisers listed on Rubii , asking them their views on where people should be investing in the medium to long term. Given the dire state of markets and the global economy, which asset classes, regions, sectors and indeed funds should people be consideringMon, 16 Mar 2009 12:40:53 GMThttp://www.rubii.co.uk/content/article/read/investments/investment-ideas-from-investment-advisers-on-rubii/102