http://www.rubii.co.uk/content/blog/read/ethical-and-green/renewable-energy-starved-of-cash/90Although environmental funds with decent exposure to renewable energy held up well for most of last year, the speed of the deteriation in the global economy suggested that there would be a squeeze on cash for this important sector. Consequently these funds took a hammering towards the end of the yeaMon, 16 Feb 2009 09:37:10 GMThttp://www.rubii.co.uk/content/blog/read/ethical-and-green/renewable-energy-starved-of-cash/90http://www.rubii.co.uk/content/blog/read/investments/of-ethos-and-ethics/144   As an IFA specialising in socially responsible and ethical investment my concern is always to give my clients the attention they deserve. In September and October 2008, as the financial system teetered on the verge of collapse, the ability of any financial adviser to do that for their clienSat, 07 Nov 2009 01:10:18 GMThttp://www.rubii.co.uk/content/blog/read/investments/of-ethos-and-ethics/144http://www.rubii.co.uk/content/blog/read/ethical-and-green/socially-responsible-investment/141The debacle which was/is the credit crunch challenged me to reassess the service I was giving to my clients. To be honest I felt helpless as last September and October (2008) unfolded. Was the financial system as we knew it going to survive? If I wanted to change my clients portfolios how quickly coSat, 24 Oct 2009 09:39:29 GMThttp://www.rubii.co.uk/content/blog/read/ethical-and-green/socially-responsible-investment/141http://www.rubii.co.uk/content/blog/read/ethical-and-green/ethical-investment-a-wolf-in-sheeps-clothing/153Ethical Investment: A Wolf In Sheep's Clothing? It seems there are a lot of cynical people out there who are not convinced that ethical investments are the real deal. Not surprising really because the mistake often made is that ethical investment must be perfect - which of course it isn't! The wholFri, 06 Aug 2010 09:25:11 GMThttp://www.rubii.co.uk/content/blog/read/ethical-and-green/ethical-investment-a-wolf-in-sheeps-clothing/153http://www.rubii.co.uk/content/blog/read/general/seeking-out-financial-advicethe-way-forward/49Looks like sites like www.rubii.co.uk will be more in demand for the public seeking financial advice.... I came across this on MGM Advantage's website yesterday..... Consumers ''Using Business Social Networks'' to Find IFAs 25 November 2008 13:54 Sites on the internet are being increasingWed, 26 Nov 2008 02:33:12 GMThttp://www.rubii.co.uk/content/blog/read/general/seeking-out-financial-advicethe-way-forward/49http://www.rubii.co.uk/content/blog/read/ifa-related/the-quottiedquot-is-turning/50The recent bad press regarding the credit crunch, the global financial crisis and mis-selling scandals, mainly concerning the banks and other large financial institutions, the value of seeking independent advice before committing yourself to any long term financial planning, rather than trusting tieWed, 26 Nov 2008 02:37:56 GMThttp://www.rubii.co.uk/content/blog/read/ifa-related/the-quottiedquot-is-turning/50http://www.rubii.co.uk/content/blog/read/protection/putting-the-‘i’-back-into-mpp’i’/155It has been a roller coaster last 24 months in the mortgage payment protection insurance (MPPI) market. Not only has unemployment skyrocketed leading to a large number of claims being made but an unattractive proportion of those claims have been declined as a result of policies being sold which shouThu, 10 Feb 2011 08:26:51 GMThttp://www.rubii.co.uk/content/blog/read/protection/putting-the-‘i’-back-into-mpp’i’/155http://www.rubii.co.uk/content/blog/read/protection/new-age-lacking-longterm-protection-focus/156When it comes to income insurance there are two main types of plan available in the market to consider; short term accident and sickness cover and long term income protection (which used to be called permanent health insurance). Unfortunately, long term plans are too often overlooked in favour of chThu, 24 Feb 2011 09:05:17 GMThttp://www.rubii.co.uk/content/blog/read/protection/new-age-lacking-longterm-protection-focus/156http://www.rubii.co.uk/content/blog/read/protection/5-ways-to-protect-your-employees-and-your-business/162  During these difficult times it is important for businesses to consider your outgoings and whether you are getting the most from your business and employee protection. Organisations should really be reviewing their arrangements annually at worse bi-annually; if this has not been taking place thWed, 08 Jun 2011 09:38:32 GMThttp://www.rubii.co.uk/content/blog/read/protection/5-ways-to-protect-your-employees-and-your-business/162http://www.rubii.co.uk/content/blog/read/protection/lender-restrictions-finally-placed-on-payment-protection-sales/157New rules published by the Competition Commission (CC) see lender restrictions on payment protection insurance (PPI) at point of sale. These are detailed measures which underscore what has believed to have been a lack of competition in this industry, as well as insufficient disclosure of informationWed, 04 May 2011 07:17:33 GMThttp://www.rubii.co.uk/content/blog/read/protection/lender-restrictions-finally-placed-on-payment-protection-sales/157